Renter's insurance is essential for people who rent an apartment or home. Without a policy, there is no coverage for your personal property – your landlord’s policy doesn’t cover your stuff! Renter's policies are typically very affordable. It may not seem worthwhile, but to replace all your personal belongings would quickly add up:
Clothing
Furniture
Décor
Electronics
Musical or Sporting Equipment
Jewelry
Renter’s insurance also contains personal liability coverage – which is important in the event someone gets hurt due to negligence on your behalf.
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